Para-Broker/Credit Analyst

$75,000 - $90,000 yearly
  • PI Finance
  • G.04 "Norwinn Centre", 15 Discovery Drive NORTH LAKES Qld 4509
  • 14 Oct, 2021
Full time Para-Broker

Job Description

Property Investor Finance (PI Finance) was established in 2011 and has been in our current North Lakes office for the past 6 years.   We offer our clients a high-level service experience where we often review/restructure lending portfolios to reduce exposure to risk, simplify reconciliation for accounting purposes, unlock hidden equity, improve cash flow, prepare clients for future plans, simplify personal budgets, save money, increase liquidity and help our clients better understand property investment cash flow among other things. Helping clients to "Create Wealth & Maintain Lifestyle" through smart financial strategies is the company philosophy.

Whist we complete all types of residential finance from First Home Buyers to Investors, many of our clients own multiple properties and the lending structures can be more complex and challenging - and even more rewarding to deliver a positive outcome for our clients.  We also work with a number of SME clients and assist with placing all types of commercial and business finance as well.

The ideal candidate with have/be:

  • You will have experience as a Credit Assessor, Analyst, Banker or Mortgage Broker
  • You will have strong attention to detail, a strong customer service focus, and be proactive and self-motivated
  • You are great at prioritising your workload and managing tasks, to ensure deadlines are met
  • You will enjoy working as part of a team, to deliver excellent customer service to our clients.
  • A good understanding of relevant IT systems and software, such as the Microsoft suite of products
  • You are proactive and look for ways to improve processes and be efficient in your work
  • Thorough understanding of how to structure lending deals for multiple scenarios
  • Strong administration & time management skills.
  • Strong problem solving skills to find solutions.
  • Organised & Trustworthy
  • A high attention to detail.
  • Experience with ApplyOnline, Mercury Nexus & Broker Engine would be highly advantageous (or another broker aggregator or lending application software)
  • Although not specifically required for this role, a Diploma or Cert IV in Financial Services (Finance/Mortgage Broking) would be highly regarded.

As a Para Broker you will assist the Director in working through credit scenarios, crunching numbers, and workshopping them with the various lenders on our panel. You will require competency in understanding financial statements as well as tax returns for self-employed clients. You will research lenders, work on loan structures, and consider which products and policies best suit our client’s needs. You will liaise with clients, lenders, as well as other staff, and be solution-focused.

The successful applicant will be rewarded with a Base Salary of up to $75,000pa + Super + Commissions (based on your experience and skills)

This is an exciting opportunity to join a growing business and become a valued member of the team.  We have built a great culture based on ensuring staff feel valued for what they contribute, having clear outcomes to achieve and knowing what is expected in this role.  Plus we love to have fun and ensure our clients get more from PI Finance in REAL VALUE to set ourselves apart from our peers in this industry.