Huntington Bank offers a collaborative, growth-focused environment in Minnetonka, MN with a clear path for professional development. Our benefits package supports your health, finances, and work-life balance, including comprehensive health insurance, a wellness program, life and disability coverage, a retirement savings plan, paid leave and holidays, paid time off, and an incentive compensation program. This is an onsite opportunity to join a team that values expertise, mentorship, and delivering sound financing solutions.
Position overview: The Senior Commercial Portfolio Manager - Equipment Finance (Underwriter) assesses the creditworthiness of assigned customers, monitors accounts, and approves or recommends credit within established guidelines. You will analyze financial statements and perform ratio and trend analysis to determine financing eligibility.
Responsibilities
- Draft high quality credit narratives to support new and existing loans.
- Review applications, financial statements, credit reports, and related documentation.
- Spread business and personal financial statements and tax returns using Moody's software to track multi-year trends and ratios.
- Analyze cash flow from operations, distinguishing recurring from nonrecurring sources.
- Research industry trends and identify associated risks.
- Conduct collateral analysis across accounts receivable, inventory, real estate, and investments.
- Pull credit reports and gather KYC information for decision making.
- Collaborate with cross-functional teams to monitor delinquency, delinquency trends, and repossession activity.
- Prepare written recommendations on loan approvals and propose alternative loan structures when appropriate.
- Provide leadership and mentorship to less experienced analysts, coaching as needed.
- Lead special projects as required.
- Perform additional duties as assigned.
Requirements
- Bachelor's degree in accounting, finance, business, or a related field
- 5+ years of experience in commercial credit underwriting
Technologies
- Moody's software
- Microsoft Word
- Microsoft Excel
Benefits
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays
- Paid time off (PTO)
- Incentive compensation plan
Description
This position is based at Huntington corporate offices. The role can be located at any Huntington corporate office, with onsite expectations in Minnetonka, MN.
Exempt status
Yes, not eligible for overtime pay.
Workplace type
Office
Our approach to office workplace type
Certain positions outside our branch network may be eligible for flexible work arrangements that blend in-office and remote work. This model helps our teams maintain strong connections and collaboration. Remote roles may still come together in our offices for moments that matter. Specific arrangements are provided by the hiring team.
Compensation range
Compensation range: $63,000 - $154,000 annual salary
Equal opportunity
Huntington is an Equal Opportunity Employer.
Note to agency recruiters
Huntington will not pay a fee for unsolicited resumes. Resumes sent directly to Huntington colleagues will be considered Huntington property. Agencies must have a valid, written Master Service Agreement and Statement of Work to be considered.
