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Business Execution Manager

Huntington Bank Dallas, TX

Dallas, TX

Today

Full time Manager Credit Facility Management Financial Analysis

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Job Description

The Corporate Mortgage Finance (CMF) team at Huntington Bank is building and executing a comprehensive set of mortgage-related lending facilities, from design through ongoing management. As the Business Execution Manager, you will translate business objectives into execution plans, lead cross-functional initiatives, and strengthen risk controls and compliance across the product lifecycle while supporting competitive positioning. This is an onsite role in Dallas, TX with a minimum of 10+ years of experience.

What you’ll do

Own and manage the CMF product roadmap across multiple facility structures and product suites, including warehouse lines of credit, repurchase facilities, gestation facilities, and borrowing base facilities.
Define and refine facility methodologies, credit facility designs, advance rate structures, and operational workflows for each facility type to support consistency and scalability.
Monitor warehouse and mortgage finance market trends, competitive positioning, and customer needs to identify opportunities for new facility structures, product enhancements, or expansion into adjacent asset classes.
Maintain an accurate product inventory covering facility terms, collateral eligibility criteria, pricing structures, and documentation requirements for internal stakeholders.
Develop and manage collateral standards and valuation frameworks across Agency/Government, Jumbo, Non-QM, HELOC, Gestation, Mortgage Servicing Rights, REO, and other emerging asset classes.
Partner with credit risk, compliance, legal, and operations to establish collateral management protocols, valuation methodologies, eligibility criteria, and credit line documentation standards aligned with bank, investor, and regulatory requirements.
Support negotiation and administration of governing legal agreements, including Master Repurchase Agreements, Master Loan and Security Agreements, and warehouse credit agreements.
Establish and manage a CMF leadership committee to provide analysis and recommendations to the Head of CMF and other CSG leaders, including regular reporting on collateral concentration limits, eligibility exceptions, cross-collateralization protocols, and portfolio risk management measures.
Identify capital efficiency opportunities by evaluating funding cost dynamics and balance sheet impacts to support annual budget forecasts and strategic planning cycles.
Partner with treasury and capital markets teams to assess funding source diversification and liquidity risk considerations tied to each facility structure.
Build business cases, financial models, and ROI analyses for new product initiatives, facility enhancements, and technology investments.
Contribute to pricing strategy development and advance rate guidelines to balance competitive positioning with risk-adjusted return targets.
Collaborate with CMF functional leaders and technology teams to optimize loan delivery and servicing workflows, including underwriting automation, funding/settlement activity, collateral tracking, margin maintenance, and facility monitoring dashboards.
Lead process improvement and reengineering initiatives to enhance portfolio quality, operational efficiency, settlement speed, collateral management accuracy, and customer experience across facility types.
Serve as a business unit lead for cross-functional technology and platform initiatives, including gathering requirements, coordinating UAT, and supporting change management and adoption.
Champion automation and digital transformation to reduce manual processing, improve data integrity, and scale facility monitoring and reporting infrastructure.
Design and deploy KRI/KPI reporting infrastructure and dashboards to monitor facility performance, credit trends, funding utilization, and operational efficiency, including trigger-based escalation protocols and governance reviews aligned to enterprise risk appetite.
Track and communicate product performance metrics and trends by facility type, including outstanding balances, advance rate utilization, delinquency, pricing spreads, and customer concentration to senior leadership and risk committees.
Support internal and external audits, regulatory examinations, and investor reviews related to warehouse lending practices, credit quality, and collateral compliance, including documentation and response to findings.
Represent CMF facility structures on relevant governance committees such as product risk committees, new product approval committees, and ALCO.
Manage end-to-end customer onboarding, including loan document preparation and coordination with legal and operations to support facility structuring and timely activation.
Partner with sales and account management to support customer retention and identify upsell opportunities such as facility upgrades, multi-facility relationships, and customized structuring solutions.
Act as a key point of contact across credit, risk, legal, technology, and operations to align product strategy, execution timelines, and issue resolution.
Build and maintain relationships with external counterparties including warehouse investors, custodians, valuation vendors, and participating banks as applicable to facility administration.

Required qualifications

Bachelor’s degree.
10+ years of experience in mortgage banking, warehouse lending, or corporate/commercial banking, including experience managing complex credit facilities or lending products.
Strong working knowledge of the mortgage loan life cycle from origination through securitization.
Experience with collateral valuation, credit underwriting, and risk assessment across diverse mortgage asset classes.
Proven ability to manage cross-functional execution initiatives, including process improvement, technology implementation, and policy development in a regulated financial services environment.
Strong analytical skills to translate data into actionable business insights and executive-level reporting.
Excellent written and verbal communication skills and a track record of influencing and aligning stakeholders across credit, risk, legal, technology, and senior management.
Strong project management skills and experience leading multi-stakeholder initiatives from planning through execution.
Prior experience at a warehouse lender, correspondent lender, and/or financial institution with multi-facility lending operations, including MSR-backed and repurchase facilities.
Experience negotiating and administering legal agreements, including Master Repurchase Agreements and warehouse credit agreements.
Background in capital markets, treasury, or secondary marketing, including understanding funding cost dynamics and liquidity management.
Experience developing KRI/KPI frameworks, executive dashboards, and risk reporting infrastructure.
Business execution and program management discipline, strategic and analytical thinking in a capital-constrained, risk-managed environment, and credit and collateral risk acumen across diverse asset classes.
Cross-functional collaboration and stakeholder influence across credit, risk, legal, technology, and operations, along with regulatory and compliance awareness.
Data-driven decision making and executive-level reporting, including process improvement and change management leadership.
Vendor and counterparty relationship management and sound judgment with strong prioritization in a fast-paced environment.

Workplace details

Exempt status: Yes
Workplace type: Office
Certain positions outside the branch network may be eligible for a flexible work arrangement; specific work arrangements will be provided by the hiring team.

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