Business Execution Manager
Job Description
The Corporate Mortgage Finance (CMF) team at Huntington Bank is building and executing a comprehensive set of mortgage-related lending facilities, from design through ongoing management. As the Business Execution Manager, you will translate business objectives into execution plans, lead cross-functional initiatives, and strengthen risk controls and compliance across the product lifecycle while supporting competitive positioning. This is an onsite role in Dallas, TX with a minimum of 10+ years of experience.
What you’ll do
- Own and manage the CMF product roadmap across multiple facility structures and product suites, including warehouse lines of credit, repurchase facilities, gestation facilities, and borrowing base facilities.
- Define and refine facility methodologies, credit facility designs, advance rate structures, and operational workflows for each facility type to support consistency and scalability.
- Monitor warehouse and mortgage finance market trends, competitive positioning, and customer needs to identify opportunities for new facility structures, product enhancements, or expansion into adjacent asset classes.
- Maintain an accurate product inventory covering facility terms, collateral eligibility criteria, pricing structures, and documentation requirements for internal stakeholders.
- Develop and manage collateral standards and valuation frameworks across Agency/Government, Jumbo, Non-QM, HELOC, Gestation, Mortgage Servicing Rights, REO, and other emerging asset classes.
- Partner with credit risk, compliance, legal, and operations to establish collateral management protocols, valuation methodologies, eligibility criteria, and credit line documentation standards aligned with bank, investor, and regulatory requirements.
- Support negotiation and administration of governing legal agreements, including Master Repurchase Agreements, Master Loan and Security Agreements, and warehouse credit agreements.
- Establish and manage a CMF leadership committee to provide analysis and recommendations to the Head of CMF and other CSG leaders, including regular reporting on collateral concentration limits, eligibility exceptions, cross-collateralization protocols, and portfolio risk management measures.
- Identify capital efficiency opportunities by evaluating funding cost dynamics and balance sheet impacts to support annual budget forecasts and strategic planning cycles.
- Partner with treasury and capital markets teams to assess funding source diversification and liquidity risk considerations tied to each facility structure.
- Build business cases, financial models, and ROI analyses for new product initiatives, facility enhancements, and technology investments.
- Contribute to pricing strategy development and advance rate guidelines to balance competitive positioning with risk-adjusted return targets.
- Collaborate with CMF functional leaders and technology teams to optimize loan delivery and servicing workflows, including underwriting automation, funding/settlement activity, collateral tracking, margin maintenance, and facility monitoring dashboards.
- Lead process improvement and reengineering initiatives to enhance portfolio quality, operational efficiency, settlement speed, collateral management accuracy, and customer experience across facility types.
- Serve as a business unit lead for cross-functional technology and platform initiatives, including gathering requirements, coordinating UAT, and supporting change management and adoption.
- Champion automation and digital transformation to reduce manual processing, improve data integrity, and scale facility monitoring and reporting infrastructure.
- Design and deploy KRI/KPI reporting infrastructure and dashboards to monitor facility performance, credit trends, funding utilization, and operational efficiency, including trigger-based escalation protocols and governance reviews aligned to enterprise risk appetite.
- Track and communicate product performance metrics and trends by facility type, including outstanding balances, advance rate utilization, delinquency, pricing spreads, and customer concentration to senior leadership and risk committees.
- Support internal and external audits, regulatory examinations, and investor reviews related to warehouse lending practices, credit quality, and collateral compliance, including documentation and response to findings.
- Represent CMF facility structures on relevant governance committees such as product risk committees, new product approval committees, and ALCO.
- Manage end-to-end customer onboarding, including loan document preparation and coordination with legal and operations to support facility structuring and timely activation.
- Partner with sales and account management to support customer retention and identify upsell opportunities such as facility upgrades, multi-facility relationships, and customized structuring solutions.
- Act as a key point of contact across credit, risk, legal, technology, and operations to align product strategy, execution timelines, and issue resolution.
- Build and maintain relationships with external counterparties including warehouse investors, custodians, valuation vendors, and participating banks as applicable to facility administration.
Required qualifications
- Bachelor’s degree.
- 10+ years of experience in mortgage banking, warehouse lending, or corporate/commercial banking, including experience managing complex credit facilities or lending products.
- Strong working knowledge of the mortgage loan life cycle from origination through securitization.
- Experience with collateral valuation, credit underwriting, and risk assessment across diverse mortgage asset classes.
- Proven ability to manage cross-functional execution initiatives, including process improvement, technology implementation, and policy development in a regulated financial services environment.
- Strong analytical skills to translate data into actionable business insights and executive-level reporting.
- Excellent written and verbal communication skills and a track record of influencing and aligning stakeholders across credit, risk, legal, technology, and senior management.
- Strong project management skills and experience leading multi-stakeholder initiatives from planning through execution.
- Prior experience at a warehouse lender, correspondent lender, and/or financial institution with multi-facility lending operations, including MSR-backed and repurchase facilities.
- Experience negotiating and administering legal agreements, including Master Repurchase Agreements and warehouse credit agreements.
- Background in capital markets, treasury, or secondary marketing, including understanding funding cost dynamics and liquidity management.
- Experience developing KRI/KPI frameworks, executive dashboards, and risk reporting infrastructure.
- Business execution and program management discipline, strategic and analytical thinking in a capital-constrained, risk-managed environment, and credit and collateral risk acumen across diverse asset classes.
- Cross-functional collaboration and stakeholder influence across credit, risk, legal, technology, and operations, along with regulatory and compliance awareness.
- Data-driven decision making and executive-level reporting, including process improvement and change management leadership.
- Vendor and counterparty relationship management and sound judgment with strong prioritization in a fast-paced environment.
Workplace details
- Exempt status: Yes
- Workplace type: Office
- Certain positions outside the branch network may be eligible for a flexible work arrangement; specific work arrangements will be provided by the hiring team.
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