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Credit Approvals

Credit Approvals Finance Jobs

2 jobs found

2mo ago

Sr Credit Underwriter/Underwriter II-Global Leasing/Equipment Finance

Bank of America Chicago, IL

Chicago, IL

2mo ago Closed

$80k - $163k/yr Full time Asset Finance Banking Commercial Finance

This position is no longer accepting applications (closed Jun 21, 2026).

Job Description

Bank of America is hiring a Sr Credit Underwriter II for Global Leasing and Equipment Finance in Chicago, IL onsite.

Responsibilities

Assess client creditworthiness and render decisions on the approval of credit facilities.
Collaborate with Credit Officers, Relationship Management, and Risk teams to design and deliver credit solutions.
Monitor client operating performance and financial health, proactively flagging issues and opportunities.
Provide financial modeling, loan structuring, and industry and economic analyses to support loan decisions.
Ensure compliance with credit policies, procedures, and applicable regulatory requirements.

Requirements

5+ years of commercial credit experience.
Equipment finance experience is required.
Experience analyzing and structuring complex transactions.
Strong credit and risk analysis capabilities.
Proficiency in presenting, structuring, and analyzing financial statements.
Proven ability to analyze, interpret, and negotiate third-party documentation.
Proven ability to identify trends and emerging risks in underwriting and client selection.

Skills

Attention to Detail
Credit and Risk Assessment
Financial Analysis
Underwriting
Written Communications
Analytical Thinking
Credit Documentation Requirements
Financial Forecasting and Modeling
Recording/Organizing Information
Business Acumen
Collaboration
Collateral Management
Loan Structuring
Prioritization

Education

Minimum education requirement: High School Diploma / GED / Secondary School or equivalent

Details

Location: Chicago, IL (onsite)
Salary: USD 80,000 - 162,500 per year
Shift: 1st shift (United States of America)
Hours per week: 40

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2mo ago

Credit Officer II - Asset Based Finance

Bank of America Los Angeles, CA

Los Angeles, CA

2mo ago Closed

$99k - $225k/yr Full time Asset Finance Asset-Backed Finance Asset-Based Lending

This position is no longer accepting applications (closed Jun 10, 2026).

Job Description

Bank of America is seeking a Credit Officer II in Asset Based Finance to steward a portfolio of asset-based lending clients, underwriting credit risk, and guide credit decisions within its corporate banking framework. This onsite role in Los Angeles combines client collaboration, rigorous financial analysis, and leadership across teams, with an emphasis on maintaining asset quality and regulatory compliance.

Responsibilities

Collaborates with relationship managers and product teams to evaluate clients’ credit needs and design tailored lending solutions.
Manages credit and risk approvals for new originations, renewals, increases, and modifications.
Oversees ongoing monitoring of a client portfolio in line with regulatory, policy, and procedural standards.
Aims to grow funded loans and revenue while controlling risk, preserving asset quality, and complying with regulations.
Acts as a point of escalation for complex credit transactions.
Provides mentorship and guidance to junior associates.
Oversees credit assessment and approval by analyzing financial statements, forecasts, industry and company risk, and due diligence to support sound decisions across Corporate Banking, Investment Banking, Global Markets, and Treasury.
Applies delegated authority to structure and approve transactions, including limits, terms, risk ratings, renewals, and breach actions, ensuring alignment with the bank’s risk appetite.
Leads credit origination and portfolio management through cross-functional collaboration, serving as a senior advisor on credit matters and maintaining proactive asset quality across the client lifecycle.

Requirements

7+ years of experience in asset-based and/or commercial lending.
Experience in monitoring the credit health of asset-based or commercial lending clients.
Strong knowledge and comprehension of loan and collateral documentation.
Ability to accurately analyze a borrower’s financial picture and deliver a comprehensive risk analysis to management and risk officers.
Confidence to develop an independent viewpoint and present a business case to support conclusions.
Excellent relationship management skills, experience working in a team environment, and the ability to influence diverse constituencies toward consensus.
Coaching and mentoring skills.
Proficiency in Microsoft Office Excel, Word, Outlook, and PowerPoint.

Technologies

Microsoft Excel
Microsoft Word
Microsoft Outlook
Microsoft PowerPoint

Details

Location: Los Angeles, CA (onsite)
Salary: USD 99,000 - 225,000 per year
Minimum experience: 7+ years
Education: Bachelor’s degree in accounting and/or finance
Shift: 1st shift (United States of America)
Hours per week: 40

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