Sr Credit Underwriter/Underwriter II-Global Leasing/Equipment Finance

Bank of America is hiring a Sr Credit Underwriter II for Global Leasing and Equipment Finance in Chicago, IL onsite.

Responsibilities

• Assess client creditworthiness and render decisions on the approval of credit facilities.
• Collaborate with Credit Officers, Relationship Management, and Risk teams to design and deliver credit solutions.
• Monitor client operating performance and financial health, proactively flagging issues and opportunities.
• Provide financial modeling, loan structuring, and industry and economic analyses to support loan decisions.
• Ensure compliance with credit policies, procedures, and applicable regulatory requirements.

Requirements

• 5+ years of commercial credit experience.
• Equipment finance experience is required.
• Experience analyzing and structuring complex transactions.
• Strong credit and risk analysis capabilities.
• Proficiency in presenting, structuring, and analyzing financial statements.
• Proven ability to analyze, interpret, and negotiate third-party documentation.
• Proven ability to identify trends and emerging risks in underwriting and client selection.

Skills

• Attention to Detail
• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

Education

• Minimum education requirement: High School Diploma / GED / Secondary School or equivalent

Details

• Location: Chicago, IL (onsite)
• Salary: USD 80,000 - 162,500 per year
• Shift: 1st shift (United States of America)
• Hours per week: 40