Tax & Financial Planning Associate

Wealthcare Capital Management seeks a Tax & Financial Planning Associate based in Wilmington, Delaware. The role combines individual income tax preparation during January–April with ongoing support for comprehensive financial plans during May–December. This is a full-time, in-person position with year-round responsibilities.

Role Overview

In this Associate position, you will support clients with federal and state tax return preparation and help advisors incorporate tax considerations into financial planning. You will also assist with the data collection, analysis, and documentation needed for client meetings and plan maintenance.

Key Responsibilities

• Prepare federal and state individual income tax returns, including Form 1040 and applicable schedules.
• Review and organize client tax documents to confirm accuracy and completeness.
• Prepare returns involving multiple states, including Delaware, Pennsylvania, and New Jersey.
• Support tax projection activities, estimated payments, and year-end tax planning.
• Review prior-year returns to identify potential tax planning opportunities.
• Respond to client questions and assist with tax notices and correspondence.
• Communicate with clients to obtain required documentation and information.
• Maintain accurate records and manage tax preparation deadlines.
• Assist financial advisors with preparation and ongoing maintenance of comprehensive financial plans.
• Gather, organize, and enter client financial information into planning software.
• Analyze retirement income, Social Security, Roth conversion scenarios, and other planning inputs.
• Incorporate tax considerations into financial planning analyses and recommendations.
• Prepare financial planning reports and supporting materials for client meetings.
• Update existing plans as client circumstances and goals change.
• Collaborate with advisors to identify planning opportunities and follow-up needs.
• Maintain accurate client records within financial planning and CRM systems.
• Support improvement of financial planning workflows and processes.

Requirements

• 3–5 years of hands-on individual income tax preparation experience.
• Experience preparing federal and state individual income tax returns.
• Working knowledge of Form 1040 and commonly used tax schedules.
• Familiarity with Delaware, Pennsylvania, and New Jersey tax returns preferred.
• General understanding of retirement accounts, investments, and financial planning concepts.
• Strong analytical, organizational, and problem-solving skills.
• Excellent attention to detail and the ability to manage competing deadlines.
• Comfort working with tax preparation software and learning new technology.
• Strong written and verbal communication skills.
• Ability to work independently and collaboratively with a team.

Technologies

• Form 1040
• Planning software
• CRM systems

Compensation & Schedule

• Salary: USD 70,000–80,000 per year
• Position Type: Full-Time
• Work Location: In person
• Location: Wilmington, DE 19808

Benefits

• Annual performance-based bonus opportunity
• Employee Stock Ownership Plan (ESOP)
• Medical, dental, and vision insurance
• Retirement benefits
• Paid time off and company holidays
• Professional development opportunities
• 401(k) and 401(k) matching
• Dental insurance
• Disability insurance
• Employee stock ownership plan
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Vision insurance

Preferred Qualifications

• Enrolled Agent (EA) designation (preferred, not required)
• Previous experience in a financial advisory, wealth management, or accounting firm (preferred, not required)