Associate Financial Planner

Associate Financial Planner role at Raymond James Financial, Inc., supporting financial planning, client service, and plan implementation through the Mainspring Wealth Advisors affiliate in Caldwell, ID (hybrid).

Responsibilities

• Facilitate account openings, transfers, and ongoing maintenance
• Support advisors with research, data entry, and plan implementation tasks
• Keep CRM records up to date and ensure compliance with policies
• Collaborate with the Financial Advisor to review current client portfolios, clarify goals, input client data, and perform financial analysis
• Assess retirement needs for individuals and employer-sponsored plans, explore options, and propose alternatives
• Perform thorough document reviews and analyze client information to formulate comprehensive financial planning recommendations
• Conduct information-gathering research as needed on a case-by-case basis
• Prepare client files for meetings with existing and prospective clients
• Coordinate communications with clients and follow through on required actions
• Respond to client questions by phone, email, and occasional in-person visits
• Conduct basic research on income tax topics, estate planning, and related legal issues; seek guidance when appropriate
• May participate in client presentations
• May open, transfer, or close client accounts and maintain accurate records
• May verify purchase and sale instructions, enter orders, and follow up on transaction completion
• Ensure adherence to firm policies and regulatory requirements
• Perform other duties as assigned

Requirements

• Bachelor’s degree in finance or a related field with at least three years in the financial services industry focusing on financial, retirement and estate planning or marketing these services
• An equivalent combination of experience, education, and training as approved by Human Resources
• Securities Industry Essentials Exam (SIE)
• State-specific licenses may include Series 7, 63, 65, and/or 66, or the ability to obtain them within twelve months
• Proficiency with CRM software
• Proficiency with Microsoft Office
• Proficiency with Financial Planning software
• Knowledge of financial markets
• Travel required is less than 25%

Technologies

• CRM software
• Microsoft Suite
• Financial Planning software
• Financial markets

Benefits

• Base salary or wages
• Additional compensation (cash or equity)
• Discretionary bonuses
• Commissions
• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Critical illness insurance
• Accident insurance
• Disability benefits
• Retirement savings plan
• Paid time off for vacation, holidays, and sick leave
• Parental leave

Additional Information

• This position is hybrid in Caldwell, ID

Travel

• Less than 25% travel

Work Style

• Resident

Certifications

• Securities Industry Essentials Exam (SIE) – FINRA

Work Experience

• General experience ranges from 13 months to 3 years