Financial Crimes Specialist 2 - Contingent

Experis is hiring an experienced AML professional to conduct independent financial crime reviews within a second-line risk function in Irving, TX (hybrid).

• Job type: Contract
• Location: Irving, TX (hybrid)
• Pay: USD 43 - 43 per hour
• Minimum experience: 4+ years

Responsibilities

• Perform independent reviews of higher-risk customer relationships, including Enhanced Due Diligence (EDD) and Customized Due Diligence (CuDD) reviews
• Assess customer risk assessments and supporting documentation to confirm financial crime risks are identified and evidenced appropriately
• Review transaction activity, customer profiles, ongoing monitoring outputs, open-source research, and relevant risk indicators
• Evaluate whether risk mitigants and controls are effective in managing customer risk
• Identify gaps, inconsistencies, unsupported assumptions, and other potential risk concerns
• Provide clear written feedback and recommendations to stakeholders
• Determine appropriate review outcomes, including concurrence, challenge, or escalation
• Partner with cross-functional teams to improve the consistency and quality of AML risk assessments
• Support governance, quality assurance, reporting, and continuous improvement efforts
• Keep current on evolving AML regulations, financial crime trends, and industry best practices

Requirements

• 4+ years of experience in AML, Financial Crimes, Fraud, Sanctions, Compliance, Operational Risk, Anti-Bribery & Corruption, or related risk disciplines
• Experience reviewing customer due diligence documentation, risk assessments, investigations, or transaction activity
• Strong analytical and critical thinking skills
• Ability to identify and clearly articulate material risk concerns
• Excellent written and verbal communication skills
• Experience interpreting regulatory requirements and applying risk-based decision-making

Preferred Qualifications

• Certifications such as CAMS, CFE, CRCM, or similar
• Experience with EDD, high-risk customers, correspondent banking, MSBs, sanctions, or other elevated-risk customer populations
• Background in second-line risk management, audit, quality assurance, regulatory oversight, or compliance testing
• Familiarity with customer risk rating methodologies and escalation frameworks

Ideal Candidate Profile

• Independent thinker with sound risk judgment
• Comfortable delivering effective challenge to business partners
• Ability to distinguish documentation issues from true risk concerns
• Skilled at determining whether customer risk conclusions are reasonable, supportable, and defensible