Financial Planning Consultant

Based in Devon, PA (onsite), the Financial Planning Consultant provides guidance to Financial Advisors and clients on portfolio design, retirement planning, tax considerations, risk management, estate planning, education funding, and small business planning while pursuing ongoing education.

Responsibilities

• Collaborate with the Financial Advisor to assess client goals, review current portfolio design, input data, and perform financial analysis
• Evaluate both individual and employer-based retirement needs, explore options, and present planning alternatives
• Identify and address risk management concerns, including insurance, with actionable recommendations
• Develop and tailor a comprehensive financial analysis or plan that meets clients' short and long-term objectives
• Prepare presentations that clearly communicate recommendations and plan options
• Conduct detailed document reviews and analyze client information across the financial planning spectrum to build a plan
• Perform case-by-case research and draft customized observations and recommendations for each client
• Assemble client files for meetings with existing and prospective clients
• Coordinate and follow through on communications with clients
• Monitor clients' financial situations with accuracy, maintaining an integrated view of their overall finances
• Respond to client inquiries via telephone, email, and occasional in-person visits
• Educate clients on how securities markets function and the key factors that influence them
• Provide guidance on estate planning options and techniques
• Address education funding questions, including 529 savings plans
• Assist with guidance on small business planning
• Research assigned client cases, including basic income tax considerations and related legal issues when appropriate
• Support participation in client presentations
• Open, transfer, and close client accounts and maintain accurate records
• Obtain and verify purchase and sale instructions, enter orders, and follow up on trade completion
• Ensure adherence to firm and regulatory policies within compliance standards
• Perform additional duties and responsibilities as assigned

Requirements

• Bachelor’s degree in a related field and at least 3 years of experience in financial services, with emphasis on financial, retirement, and estate planning or in marketing these services
• An equivalent combination of experience, education, and/or training as approved by Human Resources
• FINRA SIE certification required with no exemption or grandfathering applicable
• FINRA Series 7 license
• FINRA Series 63, 65, or 66 as required by state or the ability to obtain within six months

Travel

• Less than 25% travel

Workstyle

• On-site resident position

Certifications

• S66 Uniform Combined State Law Examination – FINRA
• S7 General Securities Representative Examination – FINRA
• SIE Securities Industry Essentials Exam – FINRA