Financial Planning Analyst

Cetera Financial Group is hiring a Financial Planning Analyst for a hybrid role in the United States. In this position, you will help deliver comprehensive financial plans for end-clients by translating client goals into clear recommendations, while supporting a high-volume portfolio of outsourced planning engagements with accuracy and timely delivery.

What You’ll Do

• Develop, optimize, and update financial plans using firm-provided financial planning software.
• Create and refine financial planning recommendations aligned with stated end-client financial goals.
• Work with financial professionals to finalize plans and support client delivery when needed.
• Manage a large portfolio of outsourced financial planning engagements while meeting established timelines.
• Support ongoing service delivery by maintaining current knowledge of firm-supported planning software and financial planning concepts.
• Prepare calculations, projections, and side-by-side comparisons using appropriate software and calculators, including topics such as mortgages, 529 plans, and Social Security.
• Coordinate with advanced planning consultants and other allied professionals as required.
• Market and promote services offered by the Financial Plan Design team.
• Coach financial professionals to strengthen client relationship leadership, coordinate with outside professionals such as attorneys and CPAs, and stay focused on strategic planning priorities.
• Document calls and client or advisor interactions using Salesforce and other approved technology tools.
• Track customer needs and planning deliverables through strong organization and workflow management.
• Participate in training sessions and staff meetings, sharing new knowledge with teammates.
• Perform additional duties as assigned.

Key Requirements

• Bachelor’s degree in Business, Finance, or a related field.
• Active FINRA Series 7 license and Series 65 or Series 66 license.
• CFP® certification required; additional relevant credentials are preferred.
• 5 to 10 years of financial planning experience, including direct experience producing financial plans.
• Experience creating plans with financial planning software; MoneyGuide and eMoney experience is strongly preferred.
• Knowledge of financial planning disciplines, including estate planning, tax planning, investment planning, and retirement planning, with the ability to tailor planning to industry and client needs.
• Ability to clearly communicate complex information verbally and in writing.
• Working knowledge of financial products including mutual funds, stocks, bonds, insurance products, and annuities.
• Ability to learn and use multiple technology platforms, including financial planning tools, Salesforce or comparable CRM, and Microsoft Outlook, Excel, Word, and PowerPoint.
• Ability to proofread and quality-check work in accordance with firm and regulatory standards.
• Strong time-management and prioritization skills to meet deadlines while managing multiple engagements.
• Ability to identify and resolve problems efficiently using available resources.
• Team-oriented mindset and ability to work effectively in a fast-paced environment.
• Capacity to manage multiple advisor relationships while maintaining high levels of customer satisfaction.

Compensation

• Base annual salary range: USD 125,000 to 150,000, plus a competitive performance-based bonus.
• Base salary may vary based on skill set, years and depth of experience, certifications, and location.
• Base salary may also differ due to geography and cost of labor considerations.

Tools & Technologies

• Financial planning software
• MoneyGuide
• eMoney
• Salesforce
• CRM systems
• Microsoft Outlook, Excel, Word, PowerPoint