Lead Planner - Certified Financial Planner

The Lead Planner role at Zynergy Retirement Planning seeks a Certified Financial Planner to lead client engagements, develop holistic financial plans, and coordinate investment, tax, and legacy planning activities. This position works within a collaborative team to support Senior and Associate Planners while delivering tailored guidance to members.

Responsibilities

• Schedule and conduct regular member meetings, including annual or semiannual reviews to assess changes in member situations.
• Explain complex financial concepts in clear terms to support informed member decisions.
• Respond promptly to member inquiries with accurate and helpful information.
• Develop customized financial plans that align with members' short-term and long-term goals.
• Provide investment advice based on members' objectives and risk tolerance.
• Monitor and adjust investment portfolios to stay aligned with goals and market conditions.
• Advise on comprehensive financial planning across cash flow, budgeting, retirement, investments, estate planning, tax planning, education planning, and risk management.
• Collaborate with tax advisors, estate planners, and other professionals to deliver integrated guidance.
• Support Senior Planners by handling behind-the-scenes planning work and attending meetings with transitioning members.
• Assist in training junior planners to expand team capabilities.

Requirements

• CFP Certification (Required)
• Bachelor’s degree (Required) in accounting, finance, business administration or a related field; additional professional certifications are a plus.
• 10+ years of experience in financial planning or advisory roles with direct client engagement.
• In-depth knowledge of financial planning, investment strategies, retirement planning, tax laws, and estate planning.
• Strong analytical ability to assess risk and develop effective financial strategies.
• Excellent verbal and written communication skills to explain complex concepts clearly.
• Proven relationship-building skills to establish trust and understand client needs and goals.
• Ability to identify financial issues and craft creative solutions tailored to individual situations.
• Familiarity with financial planning software and technology tools; experience with Salesforce, eMoney, and Orion/Eclipse is useful but not required.
• Enhanced expertise in retirement planning, tax strategy, or estate planning.

Technologies

• Salesforce
• eMoney
• Orion/Eclipse

Benefits

• Salary range: 130,000–160,000 USD per year
• 401(k)
• 401(k) match
• Employee discount on services
• Dental insurance
• Health insurance
• Vision insurance
• Life insurance
• Paid time off
• Professional development assistance
• Monday and Friday work from home with the exception of meeting seasons
• Off Fridays Memorial Day through Labor Day and November through December

Education

• Bachelor's degree (Required)

Experience

• Financial Planning: 10 years (Required)

License/Certification

• CFP (Required)

Work Location

On-site role in Red Bank, New Jersey