Origination - Commercial Real Estate Financial Analyst

Commercial Real Estate Financial Analyst role focused on underwriting and financial analysis for prospective loan transactions on Trez Capital’s U.S. Origination team in Texas.

Responsibilities

• Underwrite prospective commercial real estate loans by reviewing borrower financial information, property cash flows, rent rolls, operating statements, market data, and transaction documentation
• Build and maintain property- and loan-level financial models, including cash flow projections, debt service coverage, loan-to-value, debt yield, sensitivity, and scenario analyses
• Draft and support approval materials such as term sheets, proposals, investment memoranda, and related documentation in collaboration with the Origination team and internal stakeholders
• Perform market and property research, including comparable rents and sales, vacancy, absorption, supply pipelines, and growth trends
• Assess key credit, market, sponsor, property, and structural risks and recommend appropriate mitigants
• Review borrower-provided models and assumptions to confirm accuracy, completeness, and reasonableness
• Coordinate due diligence activities with appraisers, legal counsel, environmental consultants, engineers, and other third-party professionals
• Track due diligence requirements, organize transaction information, and help support an efficient underwriting and closing process
• Monitor assigned loans and update financial analyses, valuations, and pro forma assumptions as needed
• Produce concise analyses and presentations for senior decision-makers
• Support portfolio, pipeline, and ad hoc analytical reporting for the Origination team

Requirements

• Bachelor’s degree in real estate, finance, business, economics, accounting, or a related discipline
• One to four years of relevant experience in commercial real estate lending, investment, banking, finance, valuation, or accounting
• Experience underwriting commercial real estate transactions and interpreting property operating statements, rent rolls, and market data is preferred
• Advanced financial modeling and analytical skills, with strong proficiency in Microsoft Excel
• Working knowledge of commercial real estate fundamentals, lending structures, valuation concepts, and key credit metrics
• Ability to evaluate complex information, challenge assumptions, identify risk, and develop practical recommendations
• Strong attention to detail, accuracy, organization, and document management
• Excellent written and verbal communication skills, including clear communication of technical findings
• Capability to manage multiple transactions and competing priorities in a fast-paced, deadline-driven environment
• Self-motivated and accountable approach, with ability to work both independently and collaboratively
• Proficiency in Microsoft Office; Argus Enterprise or similar real estate analysis software is an asset

Technologies

• Microsoft Excel
• Microsoft Office
• Argus Enterprise

Location and Working Environment

• Addison, TX (onsite)
• Professional office environment in Texas with regular computer-based work and periods of focused analysis
• Occasional travel, property site visits, and meetings outside regular business hours may be required

Compensation and Benefits

• Base salary range: USD 70,000 - 100,000 per year
• Health and dental benefits
• 401K matching of up to 5%
• Three weeks of paid vacation
• Eligibility for a discretionary bonus

Recruitment Agencies

• Trez Capital does not accept unsolicited candidate submissions from recruitment agencies or third-party recruiters
• Do not submit résumés or candidate profiles without a current written agreement and prior authorization from Trez Capital’s Human Resources team