The Senior Associate, Financial Analysis within JPMorgan Chase’s Business Banking Lending Finance team provides pricing analysis, forecasting, and management reporting to shape pricing strategy and governance across both retail and wholesale lending portfolios. This onsite role is based in Columbus, OH.
Responsibilities
- Partner with Product, Credit Decisioning, and Risk teams to deliver finance support for lending pricing from concept through implementation and ongoing monitoring.
- Build and maintain financial analysis models and tooling in collaboration with modeling teams, ensuring robust controls, clear documentation, and scalable sustainability.
- Assess relationship-based pricing and discount requests using economic measures such as profitability, shareholder value added, and return on equity, and document recommendations.
- Support core pricing economics by governing key economic, capital, and expense assumptions and delivering decision-ready analyses for product strategy business cases.
- Regularly refresh pricing parameters to keep rate grids, floors and ceilings, segmentation, and other pricing levers current.
- Lead and contribute to ad hoc analyses and deep dives on key business questions, including pricing tests that evaluate trade-offs across rate, volume, risk, and profitability.
- Own management dashboards and reporting, pursuing modernization through data centralization and the development of intelligent solutions and user tools.
Requirements
- Minimum of four years of progressive experience in finance, analytics, pricing, or business management.
- Bachelor’s degree in finance, statistics, accounting, or a related field.
- Solid financial acumen and a proven ability to solve complex problems using data-driven analysis.
- Demonstrated capacity to work independently, manage multiple priorities, and deliver results in a dynamic environment.
- Strong stakeholder management skills with the ability to influence partners at multiple levels.
- Experience developing business cases and recommendations that connect analysis to decision-making.
- Proficiency in Excel and PowerPoint, with robust data analytics capabilities including data mining and manipulation.
- Excellent communication skills, with the ability to present clearly and tell a data-driven story.
- Proven ability to improve processes, support automation, and collaborate effectively with product teams.
- High attention to detail with a organized, solutions-oriented approach.
Technologies
- SQL
- Python
- Tableau
- Alteryx
- Snowflake
- Databricks
- Excel
- PowerPoint
Benefits
- Competitive base salary
- Commission-based pay
- Discretionary incentive compensation (cash and/or forfeitable equity)
- Comprehensive health care coverage
- On-site health and wellness centers
- Retirement savings plan
- Backup childcare
- Tuition reimbursement
- Mental health support
- Financial coaching
Additional Information
To be eligible for this role, you must be authorized to work in the United States. JPMorgan Chase & Co. does not offer employment-based immigration sponsorship for this role. The firm will not provide assistance or sign documentation for any other form of immigration sponsorship or benefit, including OPT or CPT.
About Us
Chase is a leading financial services firm serving nearly half of American households and small businesses with a broad spectrum of products. The company emphasizes building engaged, lifelong relationships and placing customers at the center of its operations, while supporting the growth of small businesses, nonprofits, and cities with tailored financial solutions.
Chase offers a competitive total rewards package, including base salary determined by role, experience, skill set, and location. Eligible employees may receive commission-based pay and discretionary incentive compensation, delivered as cash or forfeitable equity, in recognition of individual contributions. A range of benefits and programs are available based on eligibility to meet diverse employee needs.
We value diversity and inclusion, recognizing that our people are our strength. Chase is an equal opportunity employer and does not discriminate on protected attributes, including race, religion, color, national origin, gender, sexual orientation, gender identity, age, marital or veteran status, pregnancy or disability, or any other basis.
About the Team
The Consumer & Community Banking division serves Chase customers with a wide array of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. The organization leads in credit card sales and deposit growth while delivering highly used digital solutions and prioritizing customer satisfaction.
Global Finance & Business Management focuses on strategic capital management, growth and efficiency initiatives, financial reporting, and proactive risk management. The team provides information, analysis, and recommendations to improve results and guide decisions, ensuring resilient performance across market conditions.
