Automotive Finance Associate - Experienced

Hyundai of Escondido invites an experienced Automotive Finance Associate to help customers secure auto loans and financing options on site in Escondido, CA. The role blends a solid background in financial services with dealership operations to support sales objectives and negotiate favorable terms, delivering a smooth, professional financing experience for clients throughout the process.

Overview

Hyundai of Escondido is seeking an experienced Automotive Finance Associate to join the team. In this role, you will apply your extensive background in financial services and dealership operations to assist customers in securing optimal auto loans and financing options. Your proactive approach and negotiation skills will support the dealership's sales goals while providing a seamless client experience in a dynamic in person setting.

Responsibilities

• Guide customers through the loan application process while ensuring compliance with TILA regulations and dealership policies
• Analyze credit reports and financial documents to determine loan eligibility and appropriate financing terms
• Build strong customer relationships by understanding needs, upselling suitable financial products, and delivering exceptional service throughout the sales journey
• Negotiate loan terms, interest rates, and contracts to secure favorable deals for both the customer and the dealership
• Process title work, contract documentation, and loan paperwork accurately using financial software and title processing systems
• Conduct credit analysis to assess risk and uphold responsible lending practices
• Collaborate with sales teams to identify opportunities for upselling additional financial services or extended warranties

Requirements

• Proven experience in a similar financial services role within a dealership environment
• Strong knowledge of automotive sales processes, credit analysis, and contract negotiations
• Familiarity with TILA regulations, title processing, and loan processing procedures
• Excellent customer relationship management skills combined with outstanding communication abilities
• Proficiency in financial software applications, 10-key typing skills, and basic math for accurate calculations
• Demonstrated ability to upsell products effectively while maintaining integrity and transparency
• Dealership experience required

Benefits

• 401(k)
• Dental insurance
• Employee discount
• Flexible spending account
• Health insurance
• Life insurance
• Opportunities for advancement
• Vision insurance

Pay

Salary: USD 60,000 - 150,000 per year

Work Location

Escondido, CA (onsite) — In person