Bilingual Japanese/English Credit Associate
Job Description
The role is a Bilingual Japanese/English Credit Associate position based in New York, NY with a hybrid work arrangement. In this role, you will support the credit process for US subsidiaries of Japanese and/or Asian companies, including credit analysis and related documentation to prepare credit applications.
Role Overview
As a Credit Associate, you will analyze the credit profile of US subsidiaries by reviewing historical performance and supporting forward-looking projections. Your work will contribute to the preparation of credit applications and ongoing credit monitoring through portfolio reviews and credit events that may affect borrowers.
Key Responsibilities
- Perform analysis and research on borrower and parent performance to evaluate historical results and future projections, including cash flow analysis and risk capital calculations
- Collect and organize support documentation to structure deals; coordinate with middle and back office teams for KYC purposes
- Assist in drafting prescreen memos for the Credit Department
- Conduct quarterly and annual reviews of the loan portfolio
- Address system and procedural issues tied to borrowers, including internal grading and monthly/quarterly reporting, plus other ad hoc projects
- Support credit events such as amendments, new originations, loan closings, and funding activities
- Carry out sector, region, and loan-specific research and analytics; stay current with market conditions
- Provide ad hoc reporting for management
Required Qualifications
- Bachelor’s degree in finance, Business, or Accounting
- 5 years of corporate banking experience
- Proficiency in MS Excel, MS Word, and MS PowerPoint
- Ability to speak, read, and write Japanese
Preferred Skills and Background
- Formal credit training preferred
- Corporate finance experience: 5 years (preferred)
Tools and Technologies
- MS Excel
- MS Word
- MS PowerPoint
Compensation and Location
- Location: New York, NY (hybrid)
- Salary: USD 65,000 - 90,000 per year
- Work location detail: In person
Benefits
- 401(k)
- Dental insurance
- Health insurance
- Vision insurance