Credit Analysis

Credit Analysis Finance Jobs

102 jobs found

6d ago

Structured Finance - Residential Mortgage-Backed Securities, Senior Analyst

Fitch Group Chicago, IL

Chicago, IL

6d ago

$95k - $110k/yr Full time Senior Analytical Skills Cash Flow Modeling

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Job Description

Fitch Ratings is seeking a Senior Analyst for the Residential Mortgage-Backed Securities (RMBS) group based in Chicago, IL (hybrid).

Key responsibilities

Analyze key credit, legal, and structural components of residential mortgage-backed transactions
Assist in the development of RMBS ratings criteria, including drafting related reports and formulating recommendations to strengthen analysis
Produce high-quality written materials for internal and external audiences (credit committees, criteria publications, special reports, and market commentary)
Communicate Fitch rating methodology and criteria to issuers and investors
Deploy and implement cash flow models and tools used in the rating process
Lead and/or support research projects
Maintain responsibility for an assigned rating relationship
Collaborate with more senior analysts on transaction analysis and ongoing RMBS work
Run computer models and perform spreadsheet analysis to evaluate credit risk and cash flow coverage for RMBS transactions
Present transaction reviews and analysis at rating committees
Build understanding of legal and accounting issues impacting a security
Contribute to research reports and press releases

Requirements

Bachelor’s degree (minimum)
2–3 years of relevant experience (excluding internships)
Experience in capital markets, mortgage markets, and/or credit analysis is a plus
Strong analytical, quantitative, and organizational skills
Excellent written and verbal communication skills
Ability to excel in a team-oriented environment

Location and compensation

Location: Chicago, IL, US (hybrid)
Base salary: USD 95,000 to 110,000 per year

Benefits

Hybrid work environment: 3 days per week in office required based on line of business and location
Culture of learning and mobility: dedicated trainings, leadership development, and mentorship programs
Retirement planning and tuition reimbursement programs
Comprehensive healthcare offerings
Global parental leave plan
Employee Resource Groups

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7d ago

Financial Analyst - Banking

Sandias Executive Search Lubbock, TX

Lubbock, TX

7d ago

$60k - $65k/yr Full time Accounting Analytical Skills Bank Operations

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Job Description

Financial Analyst role in Lubbock, TX focused on analysis, pattern recognition, and actionable insights for banking planning and performance.

Key Responsibilities

Collaborate with experienced finance and banking professionals to build industry knowledge
Handle analytical assignments that grow in complexity as your expertise develops
Support process initiatives for a $320M asset bank
Contribute insights that influence planning and overall business performance within a banking environment

Requirements

Prior experience analyzing financial statements, including income and expense statements, within a bank
Experience assessing borrowers for credit worthiness and determining ability to service debt
Bachelor’s degree
Formal credit training
Ability to operate effectively in a team environment and independently when needed
Relocation package available

Compensation & Location

Location: Lubbock, TX (onsite)
Compensation: USD 60,000 to 65,000 per year
Education: Bachelor’s degree

Relocation

Relocation package available

Next Steps

Review the requirements list above
Apply through this application portal
Confidentially forward your resume and project list to Elise Turner at Elise@sandiasexecutivesearch.com
Or contact Elise Turner at (505) 465-8210 (call or text)

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10d ago

Commercial Banking Development Program - Credit Analyst

Western Alliance Bank Phoenix, AZ

Phoenix, AZ

10d ago

Full time Accounting Analytical Skills Client Relations

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Job Description

The 2027 Commercial Banking Development Program is an analyst-focused opportunity with Western Alliance Bank in Phoenix, AZ (onsite). The Credit Analyst role supports credit analysis with a specific focus on Hotel Franchise Finance, helping build and maintain the financial foundation used by loan officers and senior leadership.

In this program, you will prepare credit materials, support credit administration work tied to risk and collateral review, and help keep bank systems and client documentation aligned as transactions and reporting needs arise.

Hotel Franchise Finance Focus

Join a fast-paced hotel lending team at one of the largest hotel lending platforms in the United States.
Work with a portfolio of over $5 billion in hotel assets and exposure to a range of hotel types and major hotel ownership groups across the country.

What You’ll Do

Spread, manage, and maintain financial background information on present and prospective customers.
Develop credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management.
Manage spread assignments, perform financial analyses, and maintain related records and files.
Prepare a variety of credit department reports.
Support the Credit Administration team in evaluating credit and collateral information to determine lending risk.
Collect, organize, and analyze company financials to support Bank compliance and update the Bank’s systems accordingly.
Work directly with clients to resolve compliance issues and address operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures.
Prepare in-depth reports that include plans of action based on qualitative and quantitative research.
Collaborate cross-functionally to help execute treasury management products, foreign exchange instruments, derivatives, and related legal documents.
Produce loan packages for both new and restructured loans.
Facilitate reporting and requests on behalf of the Bank with third parties such as field auditors and appraisers.
Monitor loan disbursements to ensure compliance with Bank regulations.

Required Qualifications

Completion of an Accounting course.
Bachelor’s degree or equivalent experience.
GPA of 3.0 or higher is required.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry-level speaking and writing communication skills.

Benefits

Competitive salaries
Ownership stake in the company
Medical and dental insurance
Time off
Great 401k matching program
Tuition assistance program
Employee volunteer program
Wellness program

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1mo ago

Automotive Finance and Insurance Manager

Jeff Lungren Chevrolet Grove, OK

Grove, OK

1mo ago Closed

$50k - $100k/yr Full time Manager Automotive Finance & Insurance Client Relations

This position is no longer accepting applications (closed Sep 9, 2026).

Job Description

Automotive Finance and Insurance (F&I) leadership role overseeing dealership financing, insurance placement, and compliance-focused transaction execution onsite in Grove, OK.

Responsibilities

Lead the full finance and insurance workflow, explaining loan options, lease agreements, and insurance products so customers feel clear and confident
Build and maintain customer relationships through personalized financial solutions aligned with customer needs and budget
Perform credit analysis to select appropriate financing options while ensuring adherence to loan regulations including TILA (Truth in Lending Act) and applicable automotive finance laws
Structure transactions efficiently using dealership financial software such as CDK or similar platforms to keep deal processing accurate and timely
Upsell additional products including extended warranties, GAP insurance, and other value-added services to support customer satisfaction and dealership profitability
Negotiate terms with lenders, insurance providers, and clients to secure favorable outcomes while maintaining compliance with financial regulatory standards
Oversee title processing, loan documentation, and contract preparation, ensuring all paperwork meets legal requirements and dealership policies
Maintain current knowledge of automotive sales industry regulations and financial compliance standards to support ethical practices

Requirements

Proven experience as a Loan Officer or Finance Manager in an automotive dealership or related financial services environment
Strong working knowledge of automotive sales industry regulations, including TILA, title processing, and financial regulatory compliance
Demonstrated capability in credit analysis, transaction structuring, and deal negotiation with an emphasis on customer communication and service
Familiarity with dealership management systems such as CDK or equivalent financial software platforms
Excellent math skills for basic loan processing and deal structuring calculations (10-key typing proficiency preferred)
Prior experience upselling finance products while sustaining strong customer satisfaction
Knowledge of automotive financing laws, credit analysis procedures, and legal contracts related to vehicle sales

Technologies

Benefits

401(k)
Health insurance

Location: Grove, OK (onsite)

Salary Range: USD 50,000 - 100,000 per year

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3mo ago

Senior Credit Analyst- Sponsor Finance

Western Alliance Bank Chicago, IL

Chicago, IL

3mo ago Closed

Full time Senior Banking Client Relations

This position is no longer accepting applications (closed Aug 2, 2026).

Job Description

Based in Chicago and operating on-site, Western Alliance Bank seeks a meticulous credit professional to support sponsor-finance lending. In this role, you’ll build and maintain financial profiles for current and prospective clients, craft credit studies for Loan Officers and executive leadership, and contribute to a range of credit department reporting. The position sits at the intersection of detailed financial analysis and cross-functional collaboration, advancing credit decisions within a sponsor-backed lending framework.

Responsibilities

Assist the Credit Administration team by analyzing credit and collateral data to gauge lending risk.
Gather, organize, and assess company financials to ensure Bank compliance and update internal systems accordingly.
Engage directly with clients to address compliance issues and operational inquiries.
Review client financials and run sensitivity analyses to evaluate credit risk within Bank structures.
Prepare comprehensive reports with recommended action plans derived from qualitative and quantitative research.
Collaborate across Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and related legal documents.
Assemble loan packages for new and restructured facilities.
Coordinate reporting and requests with third parties, such as field auditors and appraisers.
Monitor loan disbursements to ensure adherence to Bank regulations.

Requirements

2+ years of experience in Accounting, Finance, Economics, or a related field.
Bachelor's degree or equivalent experience required.
Knowledge of general banking operations at an entry to intermediate level, including deposit operations, loan administration, treasury management, and other commercial banking products and services.
Understanding of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices at an entry to intermediate level.
Ability to analyze financial statements and business/financial data at an entry to intermediate level.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Ability to self-motivate and work productively without supervision.
Intermediate speaking and writing communication skills.

Benefits

Competitive salaries
Ownership stake in the company
Medical and dental insurance
Paid time off
401k matching program
Tuition assistance program
Employee volunteer program
Wellness program

About the Company

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank encompasses six legacy brands—Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank—within its heritage, along with AmeriHome Mortgage, a Western Alliance Bank Company.

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4mo ago

Sr Credit Underwriter/Underwriter II-Global Leasing/Equipment Finance

Bank of America Chicago, IL

Chicago, IL

4mo ago Closed

$80k - $163k/yr Full time Asset Finance Banking Commercial Finance

This position is no longer accepting applications (closed Jun 21, 2026).

Job Description

Bank of America is hiring a Sr Credit Underwriter II for Global Leasing and Equipment Finance in Chicago, IL onsite.

Responsibilities

Assess client creditworthiness and render decisions on the approval of credit facilities.
Collaborate with Credit Officers, Relationship Management, and Risk teams to design and deliver credit solutions.
Monitor client operating performance and financial health, proactively flagging issues and opportunities.
Provide financial modeling, loan structuring, and industry and economic analyses to support loan decisions.
Ensure compliance with credit policies, procedures, and applicable regulatory requirements.

Requirements

5+ years of commercial credit experience.
Equipment finance experience is required.
Experience analyzing and structuring complex transactions.
Strong credit and risk analysis capabilities.
Proficiency in presenting, structuring, and analyzing financial statements.
Proven ability to analyze, interpret, and negotiate third-party documentation.
Proven ability to identify trends and emerging risks in underwriting and client selection.

Skills

Attention to Detail
Credit and Risk Assessment
Financial Analysis
Underwriting
Written Communications
Analytical Thinking
Credit Documentation Requirements
Financial Forecasting and Modeling
Recording/Organizing Information
Business Acumen
Collaboration
Collateral Management
Loan Structuring
Prioritization

Education

Minimum education requirement: High School Diploma / GED / Secondary School or equivalent

Details

Location: Chicago, IL (onsite)
Salary: USD 80,000 - 162,500 per year
Shift: 1st shift (United States of America)
Hours per week: 40

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5mo ago

Licensed Premier Relationship Banker (Series 7/66, Life/Health)

Rhinebeck Bank Poughkeepsie, NY

Poughkeepsie, NY

5mo ago Closed

$65k - $85k/yr Full time 66 Advisor Banker

This position is no longer accepting applications (closed May 6, 2026).

Job Description

This on-site, branch-based role in Poughkeepsie focuses on growing deposits, expanding consumer lending, and identifying investment opportunities while delivering high quality customer experiences. The position requires a bachelor’s degree in Finance, Economics, Business, or a related field, along with FINRA licenses and a NYS Life/Health Insurance license. The compensation range for this role is between $65,000 and $85,000 annually, depending on experience.

Responsibilities

Proactively engage with customers to uncover banking, lending, and investment opportunities aligned with their financial goals.
Oversee the end-to-end origination of consumer loans, including home equity loans, while ensuring all regulatory requirements are met.
Direct clients to Financial Advisors or Mortgage Loan Partners as appropriate to achieve optimal outcomes.
Provide coaching and mentorship to junior Universal Bankers to support their development.
Travel between branches as needed to serve customers and support the growth of the branch network.

Requirements

Licensing: FINRA Series 7 and 66, plus NYS Life/Health Insurance License.
Proven sales success in outbound outreach and relationship management.
Strong verbal and written communication skills with a focus on delivering exceptional service.
Organizational and coaching abilities to prioritize tasks and mentor junior staff.
Education: Bachelor’s degree in Finance, Economics, Business, or related field preferred.
Valid driver’s license and the ability to travel between branches as needed.

Benefits

Competitive compensation: $65,000 to $85,000 based on experience.
Health, dental, and vision coverage to support your well-being.
Tuition reimbursement to assist with continuing education and career growth.
20 days of paid time off to recharge.
Generous 401(k) match to help plan for the future.
Structured training and development during onboarding, including classroom, webinar, and hands-on learning.
Ongoing mentorship from experienced professionals to foster growth in the role.
Paid volunteer hours to support community involvement and social impact.