Commodity Finance Lawyer

MUFG Bank, Ltd. invites applications for a Commodity Finance Lawyer to join as a senior transactional attorney (Vice President) responsible for structured trade and commodity finance matters across the full lifecycle. Working in a hybrid remote setup in New York, NY, this role blends legal leadership with close collaboration across Credit, Risk, Operations/Trade Finance, and Compliance to support both bilateral and syndicated facilities. The position offers a compensation range of USD 200,000 to 225,000 per year.

Responsibilities

• Provide end-to-end legal support for transactions, including structure, term-sheet input, drafting, negotiation, closing, and post-close activities for bilateral and syndicated facilities.
• Draft, negotiate, and review core documentation such as borrowing-base and prepayment facilities, letters of credit (standby and commercial) and reimbursement agreements, master participation agreements and participation certificates/funding requests, LC discounting, drafts and bills of exchange, guarantees, collateral and security instruments, account control and lockbox arrangements, intercreditor agreements, consents and releases, assignments, and notices.
• Advise on Letters of Credit mechanics, including issuance/confirmation/assignment, reimbursement, discrepancies and fraud issues, standby versus commercial LC nuances, and ensure documentation aligns with UCP 600, ISP98, URDG 758 and UCC Article 5.
• Apply structured lending and receivables financing fundamentals such as true sale, security interests, secured loans; maintain expertise on UCC Article 9 perfection/priority rules, set-off and dilution, anti-assignment, purchase eligibility and concentration limits; oversee collections, servicing, and step-in rights.
• Coordinate credit insurance and export credit agency support where applicable, including loss-payee/assignment, exclusions, claims process, and aggregation/tenor limits.
• Manage cross-border matters including governing law, licensing, data privacy, recognition, and local enforcement rights, and coordinate with local counsel as needed.
• Collaborate closely with Credit, Risk, Ops/Trade Finance Operations, and Compliance/Sanctions to ensure consistency across term sheets, approvals, and final documents.
• Maintain playbooks, clause libraries, and fallback positions; contribute to training and horizon-scanning on market and documentation trends.
• Instruct and supervise outside counsel to scope, budget, and timetable for engagements.

Requirements

• New York Bar admission is required.
• 5–8 years post-qualification experience at a top law firm and/or in-house at a leading investment bank.
• Strong lending-side experience in trade and commodity finance and receivables finance.
• Hands-on drafting and negotiation across borrowing-base and prepayment facilities, LCs and reimbursement agreements, receivables purchase agreements, drafts and bills of exchange, master participation agreements, import and pre-export financing, LC discounting, guarantees and security instruments, intercreditor arrangements, deposit account control agreements, and consents and releases.
• Solid working knowledge of UCC Articles 9, 5, and 3 and LC rules (UCP 600, ISP98, URDG 758).
• Familiarity with syndicated lending conventions for cross-border work (LMA/LSTA) and BAFT practices for receivables and drafts.
• Experience integrating credit insurance and ECA support into lending and RPA structures.
• Proven ability to manage multiple complex bilateral deals independently while coordinating with diverse stakeholders under tight timelines.

Benefits

• Discretionary performance-based bonuses and/or incentive compensation
• Health and wellness benefits
• Retirement plans
• Educational assistance and training programs
• Income replacement for qualified employees with disabilities
• Paid maternity and parental bonding leave
• Paid vacation
• Sick days
• Holidays