Commercial Banking

Commercial Banking Finance Jobs

20 jobs found

6d ago

Financial Sales Manager II

First Citizens Bank Dallas, TX

Dallas, TX

6d ago

Full time Manager B2B Business Development

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Job Description

Lead the sales and associate performance for a boutique business branch, with a primary focus on outbound calling and new business development in Dallas.

Responsibilities

Manage team performance and personnel activities to ensure operational soundness while executing against a plan to deliver results
Drive accountability to role expectations, responsibilities, and authorities using ongoing one-on-one feedback and coaching
Provide proactive use of expertise from bank partners, other managers, and team resources
Achieve assigned individual and/or team financial, production, and relationship results against defined metrics and goals
Conduct proactive outreach to engage customers, prospects, and referral sources
Represent the Bank in the community by participating in civic and community events to generate additional business and identify potential CRA opportunities
Apply sales practices designed to create value for both customers and the bank
Coordinate partnering, planning, and preparation to ensure conversations include relevant financial guidance for informed decisions
Build collaborative partnerships that support value for customers, prospects, and colleagues
Initiate conversations to identify sales or referral opportunities
Listen to customer needs, ask insightful questions, and take prompt action to address immediate needs
Seek coaching, support bank initiatives, and use available tools to optimize performance
Comply with regulations, bank policies, procedures, and delegated authorities to manage risk across credit, operational, reputational, regulatory, and legal areas
Complete required training by established deadlines
Perform general office management duties as assigned to maintain operational efficiency
Support operational accuracy and efficiency for deposit-handling associates where applicable
Maintain accountability for both individual contributions and team performance outcomes

Requirements

Bachelor's Degree and 4 years of experience, OR High School Diploma or GED/Equivalent and 8 years of experience in sales, customer service, or lending, including supervisory experience, or financial services sales
If licensing is required, complete the bank sponsored licensing program within 12 months of entering the role
Complete federal registration and annual renewal as required by the SAFE Act
Valid driver’s license required
Frequent driving required to other offices and to meet with bank customers; bank car not provided

Position Specific Skills

Providing financial guidance and expertise
Financial literacy and financial analysis
Knowledge of retail banking products and services
Business development; networking and building centers of influence
Ability to apply a structured sales process
Sales management and leadership; performance coaching

Additional Information

Benefits are an integral part of total rewards. More information is available at https://jobs.firstcitizens.com/benefits.

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11d ago

Commercial Banking Development Program - Credit Analyst

Western Alliance Bank Phoenix, AZ

Phoenix, AZ

11d ago

Full time Accounting Analytical Skills Client Relations

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Job Description

The 2027 Commercial Banking Development Program is an analyst-focused opportunity with Western Alliance Bank in Phoenix, AZ (onsite). The Credit Analyst role supports credit analysis with a specific focus on Hotel Franchise Finance, helping build and maintain the financial foundation used by loan officers and senior leadership.

In this program, you will prepare credit materials, support credit administration work tied to risk and collateral review, and help keep bank systems and client documentation aligned as transactions and reporting needs arise.

Hotel Franchise Finance Focus

Join a fast-paced hotel lending team at one of the largest hotel lending platforms in the United States.
Work with a portfolio of over $5 billion in hotel assets and exposure to a range of hotel types and major hotel ownership groups across the country.

What You’ll Do

Spread, manage, and maintain financial background information on present and prospective customers.
Develop credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management.
Manage spread assignments, perform financial analyses, and maintain related records and files.
Prepare a variety of credit department reports.
Support the Credit Administration team in evaluating credit and collateral information to determine lending risk.
Collect, organize, and analyze company financials to support Bank compliance and update the Bank’s systems accordingly.
Work directly with clients to resolve compliance issues and address operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures.
Prepare in-depth reports that include plans of action based on qualitative and quantitative research.
Collaborate cross-functionally to help execute treasury management products, foreign exchange instruments, derivatives, and related legal documents.
Produce loan packages for both new and restructured loans.
Facilitate reporting and requests on behalf of the Bank with third parties such as field auditors and appraisers.
Monitor loan disbursements to ensure compliance with Bank regulations.

Required Qualifications

Completion of an Accounting course.
Bachelor’s degree or equivalent experience.
GPA of 3.0 or higher is required.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry-level speaking and writing communication skills.

Benefits

Competitive salaries
Ownership stake in the company
Medical and dental insurance
Time off
Great 401k matching program
Tuition assistance program
Employee volunteer program
Wellness program

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1mo ago

Business Banking Lending Finance Pricing Lead

JPMorganChase Columbus, OH

Columbus, OH

1mo ago Closed

Full time Analytical Skills Banking & Lending Business Banking

This position is no longer accepting applications (closed Sep 14, 2026).

Job Description

Lead lending finance pricing analysis and governance for business banking portfolios in a role based in Columbus, OH (onsite).

Responsibilities

Own core pricing economics by governing economic, capital, and expense assumptions and producing decision-ready analysis for product strategy business cases.
Provide finance support for lending pricing strategy by partnering with Product, Credit Decisioning, and Risk teams from concept through implementation and ongoing monitoring.
Assess relationship-based pricing and discounts using economic assessments, including profitability, shareholder value added, and return on equity; document and communicate recommendations.
Coordinate pricing governance forums by collecting input across product, credit decisioning, field teams, legal, risk, compliance, and fair lending partners; track decisions through execution.
Manage pricing refresh cycles to keep rate grids, floors and ceilings, segmentation, and other pricing levers current.
Develop and maintain pricing models and tooling with finance modeling partners, ensuring controls and sustainable documentation.
Drive issue remediation by leading action plans and corrective steps when control gaps or model issues are identified.
Conduct ad hoc analyses and deep dives on key business questions, including pricing tests to evaluate trade-offs across rate, volume, risk, and profitability.
Lead and develop a team of analytical professionals supporting reporting, analysis, and daily collaboration with product and credit decisioning stakeholders.

Requirements

10+ years of progressive experience in finance, analytics, pricing, or business management.
Experience leading teams, including direct people management.
Bachelor’s degree in finance, statistics, accounting, or a related field.
Strong financial acumen and ability to solve complex problems using data-driven analysis.
Proven ability to operate independently, manage multiple priorities, and deliver results in a dynamic environment.
Strong stakeholder management skills with ability to influence partners at multiple levels.
Experience developing business cases and recommendations that connect analysis to decision-making.
Excel and PowerPoint proficiency, with strong data analytics capability including data mining and manipulation.
Excellent communication skills, including ability to present clearly and tell a story with data.
Demonstrated ability to improve processes, support automation, and partner effectively with product teams.
Strong attention to detail with a well-organized, solutions-oriented approach.

Technologies

Excel
PowerPoint

Benefits

Comprehensive health care coverage
On-site health and wellness centers
Retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Base salary determined based on the role, experience, skill set and location
Commission-based pay and/or discretionary incentive compensation (for eligible roles)
Paid in the form of cash and/or forfeitable equity
Equal Opportunity Employer/Disability/Veterans statement (boilerplate)

Preferred Qualifications, Capabilities and Skills

Experience with lending products and pricing, including rate grids, floors and ceilings, segmentation, and pricing parameter governance.
Experience partnering with risk, legal, compliance, and fair lending teams in a pricing or product environment.
Experience building or overseeing pricing models and analytics tooling with strong control standards.
Familiarity with wholesale and retail lending portfolios and profitability frameworks used in financial performance assessment.

About the Team

Consumer & Community Banking serves customers through personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing.
Global Finance & Business Management strategically manages capital, drives growth and efficiencies, maintains financial reporting, and proactively manages risk through information, analysis, and recommendations to improve results and drive decisions.

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2mo ago

Sr. Relationship Manager - Global Commercial Banking – Dealer Financial Services

Bank of America Tampa, FL

Tampa, FL

2mo ago Closed

Full time Senior Automotive Finance Bank of America

This position is no longer accepting applications (closed Aug 27, 2026).

Job Description

Bank of America seeks a Senior Relationship Manager for Dealer Financial Services within its Commercial Banking division. Based in Tampa and onsite, this role centers on initiating, managing, and expanding dealer-focused commercial relationships while growing a robust portfolio in a major market. You will leverage a comprehensive suite of offerings, from floor plan lines of credit and term loans to treasury, merchant services, and benefits solutions.

Location

Tampa, FL (onsite)

Responsibilities

Initiate, maintain, and expand both new and existing dealer commercial client relationships, building a strong dealer portfolio.
Focus on establishing brand-new DFS and Bank relationships while sustaining relationships with our significant existing clients.
Grow a dealer portfolio in a major market leveraging the Bank of America brand and product capabilities to support growth.
Offer a wide range of products, including new and used vehicle floor plan lines of credit, term loans (real estate secured and other), DDA/Treasury, Merchant Services, and 401k/Employee Benefits services.
Demonstrate extensive product knowledge and the ability to prospect, market, prioritize, and solicit appropriate dealer commercial clients.
Assess client needs to determine optimum solutions and lead a team of product professionals to achieve DFS revenue objectives.

Requirements

Minimum of 10 years of broad-based sales experience within Commercial Dealership Sales (Floor Plan, Real Estate or Treasury Loans) or Sales experience in the Dealer Captive Market with a commercial focus.
Extensive experience in financial analysis and a thorough understanding of dealership financial statements.
Ability to review and assess the strength and weaknesses of income statements and balance sheets with emphasis on cash flow and liquidity.
Skilled in evaluating a company’s historical and current financial condition using ratios, the asset conversion cycle, and cash flow to inform loan structuring.
Understanding of clients’ business strategies and needs, with the ability to apply sound accounting principles to credit analysis.
Ability to leverage technology, tools, and resources to optimize financial management and to bring in partners when appropriate to support a sales opportunity.
Knowledge of where to find industry information and capability to use data to inform pre-call planning.
Deep familiarity with the customer’s business to uncover needs and tailor bank solutions, including a broad array of Treasury, Credit, and Digital capabilities to drive growth.

Shift

Shift: 1st shift (United States of America)

Hours per week

Hours per week: 40

Education & Experience

Education: Undergraduate degree
Experience: 10 years of broad-based sales experience within Commercial Dealership Sales (Floor Plan, Real Estate or Treasury Loans) or Sales Experience within the Dealer Captive Market focusing on the commercial market

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5mo ago

Commodity Finance Lawyer

MUFG Bank, Ltd. New York, NY Hybrid

New York, NY

5mo ago Closed

$200k - $225k/yr Full time Banking Commercial Banking Commercial Lending

This position is no longer accepting applications (closed May 23, 2026).

Job Description

MUFG Bank, Ltd. invites applications for a Commodity Finance Lawyer to join as a senior transactional attorney (Vice President) responsible for structured trade and commodity finance matters across the full lifecycle. Working in a hybrid remote setup in New York, NY, this role blends legal leadership with close collaboration across Credit, Risk, Operations/Trade Finance, and Compliance to support both bilateral and syndicated facilities. The position offers a compensation range of USD 200,000 to 225,000 per year.

Responsibilities

Provide end-to-end legal support for transactions, including structure, term-sheet input, drafting, negotiation, closing, and post-close activities for bilateral and syndicated facilities.
Draft, negotiate, and review core documentation such as borrowing-base and prepayment facilities, letters of credit (standby and commercial) and reimbursement agreements, master participation agreements and participation certificates/funding requests, LC discounting, drafts and bills of exchange, guarantees, collateral and security instruments, account control and lockbox arrangements, intercreditor agreements, consents and releases, assignments, and notices.
Advise on Letters of Credit mechanics, including issuance/confirmation/assignment, reimbursement, discrepancies and fraud issues, standby versus commercial LC nuances, and ensure documentation aligns with UCP 600, ISP98, URDG 758 and UCC Article 5.
Apply structured lending and receivables financing fundamentals such as true sale, security interests, secured loans; maintain expertise on UCC Article 9 perfection/priority rules, set-off and dilution, anti-assignment, purchase eligibility and concentration limits; oversee collections, servicing, and step-in rights.
Coordinate credit insurance and export credit agency support where applicable, including loss-payee/assignment, exclusions, claims process, and aggregation/tenor limits.
Manage cross-border matters including governing law, licensing, data privacy, recognition, and local enforcement rights, and coordinate with local counsel as needed.
Collaborate closely with Credit, Risk, Ops/Trade Finance Operations, and Compliance/Sanctions to ensure consistency across term sheets, approvals, and final documents.
Maintain playbooks, clause libraries, and fallback positions; contribute to training and horizon-scanning on market and documentation trends.
Instruct and supervise outside counsel to scope, budget, and timetable for engagements.

Requirements

New York Bar admission is required.
5–8 years post-qualification experience at a top law firm and/or in-house at a leading investment bank.
Strong lending-side experience in trade and commodity finance and receivables finance.
Hands-on drafting and negotiation across borrowing-base and prepayment facilities, LCs and reimbursement agreements, receivables purchase agreements, drafts and bills of exchange, master participation agreements, import and pre-export financing, LC discounting, guarantees and security instruments, intercreditor arrangements, deposit account control agreements, and consents and releases.
Solid working knowledge of UCC Articles 9, 5, and 3 and LC rules (UCP 600, ISP98, URDG 758).
Familiarity with syndicated lending conventions for cross-border work (LMA/LSTA) and BAFT practices for receivables and drafts.
Experience integrating credit insurance and ECA support into lending and RPA structures.
Proven ability to manage multiple complex bilateral deals independently while coordinating with diverse stakeholders under tight timelines.

Benefits

Discretionary performance-based bonuses and/or incentive compensation
Health and wellness benefits
Retirement plans
Educational assistance and training programs
Income replacement for qualified employees with disabilities
Paid maternity and parental bonding leave
Paid vacation
Sick days
Holidays

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6mo ago

Treasury Management Officer

First Farmers & Merchants Bank Columbia, TN

Columbia, TN

6mo ago Closed

Full time ACH Bachelor's Degree Banking

This position is no longer accepting applications (closed Apr 21, 2026).

Job Description

Role

The Treasury Management Officer (TMO) is charged with cultivating and overseeing relationships with commercial clients to deliver treasury solutions that optimize cash flow, reduce risk, and enhance operational efficiency. The TMO collaborates with internal teams and external clients to assess needs, craft solutions, and ensure effective implementation of treasury products and services.

Essential Functions & Responsibilities

35% Client Relationship Management: Serve as the primary contact for treasury services for commercial and business clients. Conduct client needs assessments and recommend suitable treasury solutions. Maintain strong relationships to ensure client satisfaction and retention.
30% Sales & Business Development: Identify and pursue new opportunities within existing and prospective client portfolios. Collaborate with relationship managers and other banking professionals to cross-sell treasury products. Prepare and deliver compelling presentations and proposals to clients.
10% Product Expertise & Implementation: Demonstrate deep knowledge of treasury products including ACH, wire transfers, remote deposit capture, lockbox, fraud prevention tools, and liquidity management solutions. Oversee onboarding and implementation of treasury services, ensuring timely and accurate delivery. Provide training and support to clients and internal partners on treasury platforms and tools.
10% Risk & Compliance: Ensure all treasury activities comply with internal policies, banking regulations, and industry standards. Monitor client activity for potential fraud or operational risk and escalate as necessary.
10% Collaboration & Reporting: Work closely with operations, IT, and compliance teams to resolve client issues and improve service delivery. Track sales performance, client feedback, and market trends to inform strategy.
5% Performs other job related duties as assigned.

Performance Measurements

Adhere to the bank's Code of Business Conduct and Ethics in all duties.
Maintain the confidentiality of customer information and other sensitive data.
Complete required training and pursue additional training as needed to increase job knowledge and maximize productivity.
Maintain a strong knowledge of the bank's financial services and awareness of competitors' offerings.
Meet assigned new business development targets in terms of volume or value.
Respond to telephone messages within four hours.
Maintain a professional work environment and businesslike appearance at all times.
Generate required reports within the specified time frame with zero errors.
Provide direction and recommendations to management regarding business development strategies.
Develop and maintain a positive and productive working relationship with department and branch staff.
Acquire and maintain working knowledge of regulations and bank procedures; comply with the Bank Secrecy Act and other laws and regulations.

Knowledge & Skills

Experience: Five to eight years of similar or related experience.
Education: A bachelor's degree, or achievement of industry certifications recognized as equivalent to a bachelor's degree (for example information technology certifications in lieu of a degree).
Interpersonal Skills: Significant personal contact with others inside and outside the organization for conflict resolution, relationship building, and cooperation. Requires discretion and diplomacy in communication.
Other Skills: Solid understanding of the Treasury Management industry and competitive landscape. Strong communication, analytical and curious mindset. Proficient with Microsoft Office and bank software. Self-starter with the ability to motivate peers and influence partners to achieve shared goals.

Physical Requirements

The position requires frequent movement within the office to interact with colleagues and clients, and the regular use of office equipment. The role involves continuous computer use and operation of other office productivity devices such as calculators, copiers, and printers.

Work Environment

The role is based in a professional office setting and may require travel to branches and other locations. Standard office equipment such as calculators, computers, phones, copiers, filing cabinets, and fax machines are routinely used.

Job Details

Job Type: Full-time
Benefits: Dental insurance, Health insurance, Paid time off, Vision insurance
Education: Bachelor's (Preferred)
Experience: Treasury management: 5 years (Required)
Ability to Commute: Columbia, TN 38401 (Required)
Ability to Relocate: Columbia, TN 38401; Relocate before starting work (Required)
Work Location: In person

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6mo ago

VP Commercial Credit Administration Manager

MOUNTAINONE BANK Rockland, MA

Rockland, MA

6mo ago Closed

$120k - $165k/yr Full time Manager Administration Banking

This position is no longer accepting applications (closed Apr 20, 2026).

Job Description

Job Summary

The VP Commercial Credit Administration Manager leads and mentors the team while ensuring effective underwriting and risk assessment outcomes. In line with established policies and procedures, this role conducts credit analysis for new loan requests and oversees the existing portfolio, including annual reviews, loan modifications, tracking financial information, and managing credit administration reports to strengthen the overall risk management of the commercial loan portfolio. The position collaborates with the credit team and the commercial lending team to identify and resolve complex credit issues. Independently approving commercial loans up to $500,000 in TCC, this role supports external loan review and maintains and updates the Commercial Loan Policy and BHG Policy.

Salary Range

$120,000 - $165,000 per year, based on experience

Location

Rockland, MA 02370

Primary Responsibilities

Analyze financial statements, management profiles, business cycles, historical operating performance, and cash flow to assess credit risk.
Supervise all analysts, supporting their professional development.
Directly work with analysts to enhance credit analysis skills and writing, resulting in comprehensive, in-depth credit analyses for loan transactions with moderate complexity, with minimal supervision from the Credit Manager.
Provide constructive comments and recommendations on loan terms and structures to minimize credit risks and protect the bank’s capital.
Balance the balance between credit considerations and lending needs, collaborating with analysts and lenders to reach well-reviewed recommendations that comply with regulatory and bank standards.
Independently complete key underwriting for mid-size to large commercial loan requests in a timely fashion, including but not limited to commercial mortgages, commercial and industrial loans, working capital revolving credit loans, and commercial construction loans.
Prepare and review in-depth written analyses for relationships of varying size and complexity, ensuring compliance with laws, regulations, guidelines, and bank policies.
Perform analysis and research required for the annual review of all borrower relationships as well as the annual review and renewal of all working capital revolving lines of credit, and renewal of maturing loans.
Interact with customers, bank officers, and Loan Operations to respond to inquiries, questions, problems, and other credit issues in a timely manner.
Conduct thorough appraisal reviews to ensure all appraisals used by the bank comply with related appraisal regulations and the bank’s internal appraisal policy.
Provide routine and ad hoc reports to effectively manage the commercial loan portfolio.
Prepare periodic industry analyses to identify credit concentrations and improve underwriting, particularly in new industries, while monitoring industry trends affecting the portfolio.
Oversee input, maintenance, and distribution of credit administration data related to the Finastra/Credit Quest and Abrigo Construct systems.
Manage the bank’s BHG Loan Purchase Program.
Serve as the subject matter expert on regulatory requirements related to the safety and soundness and compliance regulations of commercial lending, sharing knowledge and guidance with team members as needed.
Maintain compliance with all related bank policies, Bank Secrecy Act, confidentiality, standardized procedures, and regulations.
Engage in ongoing training to further overall banking background.
Represent the bank in the community and at business and professional association functions.
Other duties as assigned.

Qualifications

Experience in underwriting and risk assessment for commercial loans, including analysis of financial statements, cash flows, and management profiles.
Proven ability to supervise and develop analysts, and to collaborate with lending teams to reach well-considered recommendations.
Ability to underwrite mid-size to large commercial loan requests, including commercial mortgages, commercial and industrial loans, working capital revolving credit facilities, and construction loans.
Proficiency in preparing detailed written credit analyses and ensuring compliance with laws, regulations, and bank policies.
Familiarity with credit administration systems such as Finastra/Credit Quest and Abrigo Construct; experience with the BHG Loan Purchase Program is a plus.
Knowledge of regulatory requirements related to commercial lending and a commitment to Bank Secrecy Act and confidentiality.
Strong communication and customer service skills, with the ability to respond to inquiries promptly and professionally.
Commitment to ongoing professional development and community involvement.