Finance Business Manager

Join Penz Automotive Group as a Finance Business Manager in Rochester, MN. This onsite role centers on driving F&I success, guiding customers from initial credit evaluation to final contract signing, while upholding compliance, profitability, and a smooth, customer-focused experience. The position offers a competitive salary range of $80,000 to $150,000 per year, a robust benefits package, and meaningful opportunities for growth within a collaborative culture that prioritizes strong customer relationships and industry expertise.

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• Life insurance
• 401(k) with employer matching
• Growth and development opportunities
• Employee discounts
• Holidays and paid time off
• Health savings account
• Paid time off

Responsibilities

• Manage the loan approval workflow by evaluating credit applications, performing credit analysis, and ensuring regulatory compliance.
• Build and sustain strong customer relationships by presenting clear, transparent financing options.
• Negotiate financing terms, including interest rates, loan tenors, and payment structures to align customer needs with dealership objectives.
• Process loan applications efficiently, maintaining accuracy in all documentation.
• Review contracts for accuracy, completeness, and compliance before finalizing agreements.
• Collaborate with lenders and financial institutions to secure favorable financing terms for customers.
• Stay current on industry trends related to automobile sales, financial services, and regulatory requirements to provide informed guidance.

Requirements

• Solid knowledge of automotive sales processes with experience in credit analysis, deal structuring, and contract negotiations.
• Excellent customer relationship management skills.
• Ability to handle multiple tasks efficiently while maintaining attention to detail in a fast-paced environment.

Location: Rochester, MN (onsite). This role is suited for professionals seeking to contribute to a dynamic automotive financing team with a clear path for growth.