Overview
Bank OZK brings more than a 120 year legacy in banking to the table and is widely recognized as a national leader in financial services. The organization blends attentive service with innovative technology to deliver smart financial solutions across the country. Bank OZK supports small businesses, fuels local economies, and helps shape growth in major markets. This listing emphasizes building a rewarding career within a supportive team and a comprehensive benefits program.
The benefits package includes generous paid time off, 401(k) matching, health, dental, and vision insurance, pet insurance, and a range of perks and discounts designed to support physical, mental, and financial wellbeing.
Location
Little Rock, AR 72223
Position
Commercial Credit Risk Review Officer I
Job Purpose & Scope
Evaluate the quality of loan relationships and the effectiveness of internal controls designed to identify, measure, monitor, and manage credit risk.
Essential Job Functions
- Perform independent analyses of corporate and personal financial statements and tax returns, assessing repayment viability of sources.
- Review loans to determine the strength of underwriting and asset management practices.
- Assess credit quality and the accuracy of assigned risk ratings; recommend appropriate ratings based on findings.
- Evaluate business line adherence to credit policy and procedures.
- Discuss review findings with the Reviewer-In-Charge and provide recommendations.
- Ensure asset quality reports and supporting documentation are thorough and support conclusions.
- Support a culture of continuous process improvement and uphold the department's professional practice and quality control standards.
- Carry out other duties as assigned.
Knowledge, Skills & Abilities
- Knowledge of loan documentation, credit analysis, and financial statement review.
- Understanding of basic auditing principles.
- Ability to review and analyze small to midsize loans with limited complexity.
- Strong verbal and written communication skills.
- Ability to work effectively both independently and with others.
- Desire to learn continuously on the job.
- Discretion and sound judgment in decision making.
- Capability to manage multiple tasks with tight deadlines in a fast paced environment.
- Ability to maintain confidentiality.
- Solid organizational, analytical, critical thinking, and problem-solving skills.
- Flexibility to adapt to a changing environment and strong attention to detail.
- Ability to work with minimal supervision.
- Proficiency with computer tools and Microsoft Outlook, including Excel and Word; ability to acquire additional skills as needed.
Basic Qualifications
- Bachelor’s degree or equivalent work experience required.
- Minimum of two years of commercial lending experience required.
- Minimum of two years of commercial credit experience in a regional bank preferred.
- RMA Credit Risk Certification (CRC) preferred.
Job Expectations
Operate standard equipment and technology used in a business environment, with or without accommodation.
Note
This description does not constitute an exhaustive list of all job functions, duties, skills, and standards that may be required. Other duties and responsibilities may be added. Management reserves the right to modify job requirements at any time.
EOE Statement
Bank OZK is an equal opportunity employer and considers qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.
