Equipment Finance Structuring Director
Job Description
Lead the structuring and risk execution for equipment finance lease and loan transactions in a hands-on, onsite role in Hunt Valley, MD.
Responsibilities
- Structure, underwrite, negotiate, and close equipment finance (EF) transactions
- Perform deep quantitative and qualitative analysis to create transaction structures aligned with client needs and Truist risk appetite
- Identify, quantify, prioritize, and mitigate transaction risk
- Negotiate legal documents for EF transactions
- Ensure compliance with risk policies and procedures
- Coordinate with originations, portfolio management, legal, compliance, and risk partners to support seamless execution
- Mentor, coach, and develop junior team members
- Demonstrate Truist culture and values
Requirements
- BA/BS degree
- 11-15 years of related work experience
- Solid subject matter expertise, including knowledge of industry drivers, product positioning, structuring, and risk mitigation
- Ability to collaborate across functional areas to resolve complex issues
- Strong interpersonal skills that support teamwork, trust, creativity/innovation, and accountability
- Ability to communicate clearly, concisely, and insightfully
Preferred Qualifications
- MBA degree with a finance focus
- Capital markets or other product structuring/underwriting experience
Compensation and Location
- Salary: USD 95,000 - 125,000 per year
- Location: Hunt Valley, MD (onsite)
- Employment type: Regular
- Work shift: 1st shift (United States of America)
Language Fluency
- English (Required)
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- Accidental death and dismemberment
- Tax-preferred savings accounts
- 401k plan
- Vacation: no less than 10 days in first year, prorated
- Sick days: 10 days, prorated
- Paid holidays
- Defined benefit pension plan (depending on position and division)
- Restricted stock units (depending on position and division)
- Deferred compensation plan (depending on position and division)