Credit Analyst, Associate Director - Insurance - New York

Fitch Ratings invites qualified professionals to join our North American Insurance group as Associate Director – Insurance. In this onsite role based in New York, you will lead credit analysis on a portfolio of property/casualty or life insurers, engage with management and investors, and present to rating committees. You will support the ratings process across a focused set of insurers, contribute to company and industry research, and participate in stakeholder discussions, with limited travel.

What we offer

• Fitch Ratings provides a range of credit ratings, research, and data services to help investors make informed decisions.
• The Financial Institutions Group focuses on ratings and analysis for banks, insurance companies, and other financial institutions.
• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

Responsibilities

• Lead coverage on a portfolio of property/casualty or life insurance companies
• Interact with management of property/casualty or life insurance companies
• Prepare rating committee packages
• Present rating committee packages
• Participate in rating committees
• Write company research
• Contribute to insurance industry research
• Participate in analytical projects utilizing industry financial data sources
• Back-up coverage on selected insurance companies
• Maintain files in accordance with company policies

Requirements

• Bachelor’s degree
• 5-7 years of relevant experience in property/casualty or life insurance analysis or in a strategic planning, financial management or actuarial position within the insurance industry; offers will be aligned to the level appropriate to the candidate’s experience
• CFA, MBA, CPA or actuarial designations are a plus but not required
• Self-motivated professional
• Strong analytical, quantitative, and organizational skills
• Excellent written and verbal communication skills
• Ability to shift fluidly between multiple projects as priorities change
• Ability to excel in a team-oriented environment
• Proficiency in Excel and Word
• Strong candidates with less experience may be considered at varying levels

Compensation (New York)

Base pay for this role is typically between $115,000 and $135,000. Actual salaries are determined on an individual basis and may vary based on education, training, experience, past performance, and other job-related factors. Base pay is one component of Fitch’s total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits.