The Automotive Finance Manager leads the dealership's financing activities, helping customers secure suitable loan options while ensuring regulatory compliance and dealership profitability.

Overview

Join a dynamic automotive team as the finance professional responsible for directing the financing process, assisting customers in obtaining optimal loan options, and ensuring adherence to applicable financial regulations. Strong negotiation and a customer-focused approach drive a seamless buying experience while supporting dealership growth and profitability.

Responsibilities

Guide customers through the financing journey, presenting loan options, terms, and conditions in a clear and confident manner.
Assess credit reports and financial documents to determine loan eligibility and identify suitable financing solutions.
Negotiate loan terms with lenders and customers to secure favorable agreements that satisfy both sides.
Promote and upsell add-on products such as extended warranties, insurance packages, and service plans to enhance value.
Ensure contracts comply with federal regulations, including the Truth in Lending Act (TILA), and dealership policies.
Process loan applications efficiently using financial software, title processing systems, and other dealership tools.
Maintain detailed records of credit analyses, contracts, and loan documentation to support audit readiness.

Requirements

Proven experience as a loan officer or in a similar financial services role within a dealership or automotive environment.
Strong customer relationship management skills with an emphasis on exceptional service.
Knowledge of credit analysis, contract negotiation, and loan processing procedures.
Familiarity with automotive sales processes and dealership operations.
Proficiency with financial software applications and 10-key data entry.
Strong math skills for calculating payments, interest rates, and deal structures.
Ability to interpret legal documents such as TILA disclosures and credit reports effectively.
Proven negotiation skills to close deals confidently while upholding compliance standards.
This role suits motivated professionals who blend sales acumen with financial expertise to deliver outstanding customer experiences and support dealership growth.
Candidates who thrive in fast paced environments where negotiation skills and financial knowledge can shine are encouraged to apply.

Technologies

financial software applications
Title processing systems

Benefits

401(k)
Dental insurance
Employee discount
Health insurance
Life insurance
Opportunities for advancement
Paid time off
Paid training
Referral program
Vision insurance

Location

Scranton, Pennsylvania, on-site

Salary

USD 74,491.27 - 150,000.00 per year

Automotive Finance Manager

Job Description